Benefits of Financing

When you finance your BMW through BMW Financial Services, you benefit from the fact that we love BMWs as much as you do. We know how well BMWs hold their value and how much fun they are to drive.

Decide on your dream BMW and let us provide flexible financing to help you drive it home. We offer options for loan customization, low competitive rates, no down payment (subject to credit approval), terms up to 60 months, and our OwnersChoice program featuring low monthly payments for new and Certified Pre-Owned BMWs.

BMW Financial Services is designed to meet the expectations of BMW drivers, and that's why you'll find our performance matches the vehicles we finance.

Ownership

When you finance your new BMW, your name goes on the title and when the loan period ends, you become the owner. You can sell your BMW or trade it in at any time. You can even trade it for a leased BMW, using the value of the vehicle to reduce your monthly payments.

Welcome to the Finance Department. Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

For New or Used Car Loan Questions Call: 800-742-1579

Get a Free Houston Car Loan Quote - Good and Bad Credit Accepted! Momentum BMW helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Momentum BMW help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Momentum BMW works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!

Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract. Learn from our trained finance staff about financing your next vehicle.We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!

Get a Great Car Loan in Greater Houston Today - Momentum BMW Financing

Momentum BMW offers a variety of auto financing options for new BMW cars and used cars in the Houston region. Whether you are looking for a low interest car loan in greater Houston, or a great lease plan, Momentum BMW provides an online auto finance application that makes it easy to finance your next new or used car.

We Offer:

• Competitive car loan rates
• Financing specials
• A quick and easy online car loan application
• Get pre-approved for auto financing

We can help Texas residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our financing contact form below. Visit our BMW dealership at 10002 Southwest Freeway, or call us at (800) 731-8114 to speak to an auto loan professional!